Spending Tracker

Records what you spend. Nothing else.

No account, no server, and nothing sent anywhere. Every entry lives in a database on your iPhone — there is nothing to sign up for, nothing to log into, and no company holding a copy of what you buy.

What it does

Recurring costs use your dates

Set a donation on the 15th and it repeats on the 15th. Set an annual renewal in August and it repeats in August. Daily, weekly, every two weeks, monthly and yearly are all supported — and a rule started on the 31st falls back to the last day of shorter months without drifting earlier and earlier.

Entries created by a rule are marked as such, so you can always see where a charge came from. Remove a rule together with everything it generated, or keep the history.

Backups you actually control

Because nothing is uploaded, backups are your responsibility — so they are made straightforward. Export a file and put it wherever you like: iCloud Drive, Google Drive, Dropbox, Files, or a message to yourself.

Encrypt it with a passphrase first and it is unreadable by whoever stores it. Importing shows you exactly what a file contains, and asks whether to replace or merge, before anything changes. Your database also sits inside the normal iPhone backup, so restoring a device brings your spending with it.

On privacy, precisely

No account. No sign-up. Nothing that reads your spending and sends it somewhere.

There is no server to breach and no database of users to sell, because neither exists. The full terms are on the privacy page.

No subscription

Budgeting apps that connect to your bank charge around a hundred dollars a year, because they pay for that connection. This one never touches your bank, so it does not need to charge you for the privilege.