Privacy Policy

Last updated: 8 August 2026

Short version

Spending Tracker does not collect, transmit, or store any of your information. There is no account, no server, and no analytics. Everything you enter stays on your device.

What the app stores, and where

Every expense, category and recurring rule you create is written to a database inside the app's own storage on your device. Nothing is sent anywhere.

The developer has no ability to read your data. There is no server holding a copy, no login linking you to a record, and no mechanism by which your entries could be transmitted.

What the app does not do

• It does not create an account or ask for an email address.
• It does not include analytics, telemetry or crash reporting.
• It does not include advertising or any third-party advertising SDK.
• It does not connect to your bank or any financial institution.
• It does not request your contacts, photos, location or microphone.
• It does not track you across other apps or websites.

Network access

The app does not require an internet connection and does not contact any server during normal use. There is no functionality that uploads your data.

Backups you create

You can export your data to a file. That file is created at your request and placed wherever you choose to save it — for example iCloud Drive, another cloud provider, or the Files app.

Once you save or share that file, it is governed by whatever service you put it in, not by this app. If you choose to encrypt the export with a passphrase, the file is encrypted with AES-256-GCM before it leaves the app, and the passphrase is never stored or transmitted. If you lose that passphrase, the backup cannot be recovered by anyone, including the developer.

Your database may also be included in your device's own backup (for example iCloud Backup), under Apple's terms and your device settings.

Device authentication

If you enable the app lock, authentication is performed by iOS using Face ID, Touch ID or your device passcode. The app receives only a success or failure result. Biometric data never leaves the device's secure hardware and is not accessible to the app.

Children

The app is suitable for all ages, collects no data, and contains no advertising or external links to third-party content.

Deleting your data

Deleting the app removes its database from your device. Because no copy exists anywhere else, this is permanent — export a backup first if you want to keep your history.

Changes

This policy describes the app as it is on the date above, and it is the current version that governs.

Two commitments are structural rather than editorial, and are not expected to change: there is no account, and the entries you record are not transmitted off your device. The app has no server to send them to.

Other statements on this page describe present behaviour and could change in a later version — the absence of advertising being the most likely. If any future version collects data or introduces advertising, this policy will be updated before that version is released, and the App Store privacy information will be updated to match it.

Contact

Questions about this policy: spendingtracker@lawkauntangled.com